Employee Provident Fund

Death Benefit

Employee Provident Fund – Death Benefit is a gesture of compassion by the EPF to it’s member’s next-of-kin (under EPF’s discretion). A one-time payment of RM2,500 will be considered and awarded to any of the deceased member’s eligible dependents. 

All member are being encourage to do a nomination to your beneficial earlier to enable your next-of-kin to withdraw your EPF saving without COMPLICATIONS.

Member’s dependent will also be considered for the death benefit to support they go through the difficult time.

Death Withdrawal Conditions

•  Deceased member is Malaysian including Permanent Resident and Non- Malaysian
•  Member’s dependent of Parents / window / children / widower
•  Received application within 6 months from the date of pass away
•  For member who’s pass away aged 60 years below
•  Provided still have saving balance into EPF account

Document needed to apply

• Form KWSP 9KM
• Bank account details ( Saving / Current / Bank’s verification letter / Estate account of the deceased )
• Declaration of Marriage Letter ( Non-Muslim member who’s married before 1 Marth 1982)
• Power of attorney ( Official letter issued by the Courts / Legal Institutions / Amanah Raya Berhad )
• Original and copy of identification documents
• Original and copy of Applicant’s Birth Certificate ( when required)
• Member’s Death Certificate or nominee’s Death Certificate if nominee has passed away.
• Member’s Birth Certificate OR Marriage Certificate OR divorce certificate if divorced.
• Recipient’s declaration of responsibility for Muslim – Appendix A
• Recipient’s declaration of responsibility for Non- Muslim – Appendix B

Nominee

• Nominee 18 year old and above could apply for withdrawal
• If the nominee passes away, their next-of-kin are eligible to apply for Death Withdrawal for Muslim.
• If the nominee passes away before the death of member, the member’s next-of-kin is eligible to apply for death withdrawal but if the nominee passes away after the death of the member, the nominee’s next-of-kin are able to apply for Non-Muslim.

Without nominee

• For member who is Married – their widow / widower, children or their guardian, parents, siblings or administrator.
• For member who is UNMARRIED – their parents, siblings or administrator.

关于公积金会员身故赔偿

死亡抚恤金是公积金 EPF 对其成员的近亲（由公积金酌情决定）表示同情的一种姿态。将考虑一次性支付 RM2,500 并奖励给已故会员的任何合格家属.

我们鼓励所有会员尽早指定您的受益人，以使您的近亲能够在没有并发症的情况下提取您的 EPF 储蓄
,会员的受抚养人也将被考虑获得身故抚恤金，以支持他们度过困难时期.

提款条件
1) 已故成员是马来西亚人，包括永久居民和非马来西亚人
2) 会员的父母/窗口/子女/窗口的家属
,自会员去世之日起6个月内收到申请人申请
3) 60岁以下的过世会员
4) 仍然有储蓄在 EPF 帐户


申请所需文件
1) 表格 KWSP 9KM 和清单
2) 银行账户详细信息（储蓄/往来/银行的验证函/死者的遗产账户）

3) 结婚声明书（1982 年 3 月 1 日前结婚的非穆斯林成员）

4) 授权书（由法院/法律机构/Amanah Raya Berhad 发出的正式信函）

5) 身份证明文件正本及副本以供核对

6) 申请人出生证明的原件和复印件以供验证（如需要）

7) 会员的死亡证明或被提名人的死亡证明（如果被提名人已经去世）。

8) 会员的出生证明（如果未婚）或结婚证或离婚证（如果离婚）。

9) 收件人对穆斯林的责任声明 - 附录 A

10)收件人对非穆斯林的责任声明 - 附录 B


公积金提名人提款
1) 18岁及以上的被提名人可以申请提款

2) 如果被提名人去世，他们的近亲有资格为穆斯林申请死亡提款。

3) 如果被提名人在会员去世前去世，则会员的近亲有资格申请死亡提款，但如果被提名人在会员去世后去世，则被提名人的近亲有资格申请死亡提款非穆斯林。


公积金没有被提名人提款
1) 对于已婚会员 - 会员的遗孀/鳏夫、子女或其监护人、父母、兄弟姐妹或管理人。

2) 对于未婚成员 - 成员的父母、兄弟姐妹或管理员