eGUMIS – ELECTRONIC GOVERNMENT UNCLAIMED MONEY INFORMATION SYSTEM.Check and claim your unclaimed money through egumis – Jabatan Akauntan Negara Malaysia. 检查和领取您无人认领的钱。
Unclaimed money is the money needed by each person who fails to be implemented in a year. For example: salaries, wages, bonuses, commissions and other monies payable to staff; dividends; profits declared for distribution; insurance claims that have been approved for payment; bank drafts, cashier’s orders, and other documents having a similar function whose validity period has expired; fixed deposits (without automatic renewal instructions) that have matured; collateral and deposits when the purpose for which the money was collected has been achieved; multiple creditors or multiple creditors of credit balances. 无人认领的钱是每个人在一年内没有得到落实所需要的钱。 例如：应付给员工的薪金、工资、奖金、佣金和其他款项；股息；申报分配的利润；已批准支付的保险索赔；银行汇票、本票及其他具有类似功能但已过期的文件；已到期的定期存款（无自动续期指示）；达到收款目的时的抵押品和存款；多个债权人或多个贷方余额的债权人。
Money in accounts that have been inactive for seven years such like Savings account; Current account; Fixed storage (which has automatic renewal instructions). 七年不活动的账户中的资金，如储蓄账户；往来账户；固定存储（有自动更新说明）
Online Checking can be made either using the identity card number (individual) or the company registration number (company) 可以使用身份证号码（个人）或公司注册号码（公司）进行在线检查
Step 1: Visit the portal link https://egumis.anm.gov.my/ Step 2: Create user registration online. Users will receive an email stating a temporary password to log in to the portal. Step 3: Log in to the portal using the temporary password emailed. Users need to change a new password. Step 4: Update user information. Step 5: Click on “CLICK HERE TO FIND UNCLAIMED MONEY” to check the WTD through the identification number or company registration number and print the information of the Unclaimed Money. 第 1 步：访问门户链接 https://egumis.anm.gov.my/ 第二步：在线创建用户注册。用户将收到一封电子邮件，说明登录门户的临时密码。 第 3 步：使用通过电子邮件发送的临时密码登录门户。用户需要更改新密码。 第四步：更新用户信息。 第五步：点击“点击此处查找无人认领款项”，通过身份证号或公司注册号查看WTD并打印无人认领款项信息。 View more
The bantuan prihatin national BPN given to the B40 community is based on the database from the Bantuan Sara Hidup (BSH). The BPN for the M40 community is based on the Inland Revenue Board’s (LHDN) taxpayer database.
Qualifier to receive the B40 & M40 for Bantuan Prihatin National BPN
A: The category that is qualified to receive the B40 BPN are as below:-
a) Married; or
b) Single parents/ widower/ widow reporting child information on the BSH 2020 application.
c) Household income RM4,000 and below.
a) Single or single
parents/ widower/ widow with no reporting child information on the BSH 2020 application.
b) Above 21 years old including senior citizens (60 years old and above).
c) Single income of RM2,000 and below.
The category that is qualified to receive the M40 BPN are taxpayers registered with LHDN with status as below:-
b) Single parents/widower/ widow based on the taxpayer data base.
c) The monthly aggregate income between RM4,001 and RM8,000 based on their recent income tax return forms (BNCP).
a) Individuals who are single in the tax data base.
b) Above 21 years old.
c) Monthly income between RM2,001 and RM4,000 based on their BNCP.
iii) Taxpayers who are Malaysians living in Malaysia.
Payment release for the B40 and M40 community will be made in April and May.
The B40 payments will be made via:-
a) There is information on the account – the payments will be credited into the account.
b) If the payment status is credit failure – payments will be made via cash at Bank Simpanan Nasional.
c) No account – payments will be made via cash through Bank Simpanan Nasional.
The M40 payments will be made via:-
a) Payments will be made through bank accounts listed under the BNCP.
b) Payments will be credited into the bank account of the head of the household.
c) If joint assessment was made during the BNCP, then the payments will be credited into the bank account of the taxpayer who made the joint assessment.
If the payment status is credit failure, then the payment will be made via cash through Bank Simpanan Nasional.
Under the M40 BPN:
Applicants can update their bank information through the e-Kemaskini application at https://ez.hasil.gov.my/ci/ to ensure that their bank information is up to date and is active. Ensure that the bank account is under the name of the account holder.
How to check the status of your BPN payments ?
Recipients who are qualified to receive the B40 and M40 can check their status starting April 1.
The Bantuan prihatin national BPN database will be based on:-
a) Under the B40: the list of approved BSH recipients.
b) Under the M40: the list of income tax payers who meet the BPN income criteria.
Recipients can check their status via:- a) LHDN: http://www. hasil.gov.my
b) BSH: https://bsh.hasil.gov.my
c) Finance Ministry: https://www.treasury. gov.my
Will BPN recipients living in the interiors of Sabah and Sarawak receive their payments by April?
No. BPN B40 payments for those living in the interiors of Sabah and Sarawak will be made in a one-off payment together with their BSH payments.
the payment method will be made through the opening of counters in the interiors of Sabah and Sarawak which will be coordinated by the Sabah and Sarawak Treasury through the Finance Ministry. The date and the location will be made known later.
About Death Benefit
The Death Benefit is a gesture of compassion by the EPF to our member’s next-of-kin (under EPF’s discretion). A one-time payment of RM2,500 will be considered and awarded to any of the deceased member’s eligible dependents. (widow/widower, child, or member’s parents subject to member’s marital status)
Retirement Incentive (i-Saraan)
As a member under this incentive, you will receive a 15% government contribution (a maximum of RM250/year [Effective 1 Jan 2018]) on top of your own contributions.
Voluntary Contribution with Retirement Incentive (i-Saraan) allows our members who are self-employed and do not earn a regular income to make voluntary contributions towards your retirement, and at the same time receive additional contribution from the government.
Flexible contribute according to your own time and within your own financial ability and still be able to make withdrawals
Besite Receive additional Government incentive of 15% subject to a maximum of RM250 annually for members aged below 55 years old and also earn annual EPF dividend on your retirement savings. The Government incentive will be given from year 2018 until 2022 .
When you make a nomination, you are appointing an individual or institution to receive and oversee your EPF savings in the event of your demise. By planning ahead and nominating your beneficiary early, you can protect your loved ones from unnecessary complications and keep them financially secure even after you’re gone.
Withdrawal for Buying House
The soaring property prices have made dream home is a seemingly impossible dream and taking a leap from renting to buying is one big milestone. A plan for a comfortable retirement to withdraw from Account 2 to finance the purchase of a house (term and condition apply).
You can make withdrawals from Account 2 to reduce/ redeem your housing loan balance or assist your spouse with paying off theirs.