Commercial space for rent Putrajaya IOI Resort City
January 2, 2024 / 0 comments / 1524 views / Tags: Conezion Commercial for rent, IOI resort city, Malaysia, office for rent, Puchong Shops for rent, retails space / Category: Commercial Properties Selangor
Commercial space for rent Putrajaya
Commercial space for rent IOI Resort City commercial lot sizes build-up ranging 1,301 sf. to 4,603 sf. respectively for rent , total of 445 units at commercial hub.
IOI Resort City
- office and commercial space for rent Putrajaya
- Large consumer group / residents
- Medium high-end market
- concentrate all business into a commercial hub
- Good and potential location
- Prefect town planning
- Easy access
Commercial conezion rental
- Retails space for rent
- Office space for rent
- Commercial shops for rent
- Rental from RM2.00 – Rm3.00 psf
- Lots sizes for choices
- Optional for ground floor , 1st , 2nd and 3rd floor
- Free renovation periods*
Interested please contact 012-7927511 for viewing
IOI Resort City Putrajaya
Conezion Commercial
Containing more the 445 shop and office lots with a perfect town planned and large residents group at ioi resort city owing potential for business .
Conezion commercial designed Organic-shaped terraces, glassy facades, contoured waterscapes, wide paved areas and boutique-style shop fronts, these features a festive mood to build crowd attraction.
Real Estate and Property Agent Selangor Malaysia
January 1, 2024 / 0 comments / 735 views / Tags: Malaysia, property agent, Property agent service, Real estate, real estate broker, Selangor factory for rent, Selangor factory for sale, Selangor Property / Category: Article and lifestyle
Real Estate and Property Agent
Real estate agents play a crucial role in facilitating property transactions whether it involves buying, selling, renting or leasing properties.
Our work involves a variety of features and responsibilities to provide value and ensure successful real estate transactions .
Residential Property Selangor , Malaysia
Industrial
Commercial
Land
(Registered real estate agent’s in Selangor Malaysia)
How do you calculate Return On Invest Property ?
December 10, 2023 / 0 comments / 749 views / Tags: Kuala Lumpur Property, Malaysia, property investment, Selangor Property / Category: Article and lifestyle
Return On Invest Property
Return on invest property when you are interest investing in real estate you need to know how to measure the profitability of your properties.
One of the most common and useful metric is the return on investment (ROI) which tell you how much income you earn form your property relative to its cost.
Calculating return on investment in real estate is essential for investor to assess the profitability of their real estate investments
ROI helps investors determine whether a particular property or investment opportunity is a sound financial decision how to calculate ROI in real estate and why it’s important and what factors affect it.
Why and How to calculate
ROI is the ratio that compares the net income you generate from a property over the total amount you invest
Net income is the difference between your rental income and your operating expenses such as taxes, insurance, maintenance and mortgage interest payments.
Total amount invested includes the purchase price, closing costs, renovation costs and any other upfront or ongoing costs.
How to Calculate ROI in Real Estate:
The basic formula for calculating ROI in real estate is as follows:
ROI (%) = (Net Profit / Total Investment) x 100
Why Calculating ROI in Real Estate is importance
Calculate ROI is important because it helps you evaluate the performance of your property and to other investment options.
Higher ROI means that you are earning more income relative to your costs which are profitable and efficient investment.
By calculating you can determine if a property is worth buying, selling or holding and how to optimise your cash flow and equity.
Summary
- ROI provides a clear financial assessment of a real estate investment to evaluate neither the property is generating positive returns
- By calculating the ROI for multiple properties you can determine which one offers the best potential for returns.
- Lower returns may indicate higher risk while higher returns may suggest a more attractive investment opportunity
- It helps investors decide whether to purchase, hold or sell a property when the ROI is below expectations
- It helps achieving a certain annual or building long-term wealth and track progress toward these goals.
- Financial institutions often use ROI as one of the metric to access the creditworthiness of a real estate investment and a health ROI may can make it easier to secure financing
What is consider a good Return on invest
There is no definitive answer to what is good return on invest for a property as it depends on various factors such as your goal, risk tolerance, market conditions and opportunity costs.
Some general guidelines can help you access your ROI like compare to average ROI of similar properties in same area.
How to get ROI improve
To improve your ROI on a property there’s have two main options by increase your income or decrease your costs.
- To improve your income return you can raise your rent, add value-added services, improve your occupancy rate or use a property advisor to optimise your marketing and tenant screening.
- To decrease your costs you can refinancing your mortgage or claim tac deductions and depreciation, by doing these things you can boost your net income.
Industrial Master Plan (NIMP 2030) by Malaysia Government
September 5, 2023 / 0 comments / 807 views / Tags: Economy, Industrial Land for sale Selangor, Investment, IT, Malaysia, property, property agent, Real estate / Category: Article and lifestyle
New Industrial Master Plan
The government’s implementation of the New Industrial Master Plan 2030 to propel the country’s economic growth.
Four missions have been formulate to drive industry transformation at a large scale
- Encourage industries to innovate and produce more sophisticated products
- To embrace technology and digital transformation to dive into innovative and enhance productivity
- Pushing to net zero through sustainable practices and green initiatives
- Safeguard the economic security and inclusivity via enabling supply chain security
Interventions for high-impact sectors like E&E, Chemical, EV, Pharmaceuticals, Minerals and metal and due to industry’s growing trajectory to the creation high-skilled jobs
Value-added and improvement in automation and technological advancements expected to grow the median salary in the manufacturing sector to reach from Rm1,976 to Rm4,510.
To provide the immediate roll-out of NIMP implementation several mission-base projects have been identify. These fundamental projects are expect to accelerate the developments of an inclusive ecosystem that integrates SME’s into the value chain and rally the entire industry.
The New Industrial Master Plan 2030 expect costing some RM95 billion in total investment over the seven year long plan period of its implementation towards higher value-added activities is expect to provide employment for 3.3 million people through the creation of high-skilled jobs.
Amazon Web Services (AWS) invest in Malaysia by 2037
September 1, 2023 / 0 comments / 731 views / Tags: Economy, Investment, IT, Malaysia, property, property agent, Real estate / Category: Article and lifestyle
Amazon Web Services
Amazon Web Services announced to invest at lease MYR 25.5 billion in Malaysia by 2037.
AWS is a subsidiary of Amazon.com, inc. by 2006.
It is a comprehensive and widely used cloud computing platform that offers a variety of cloud services including computing power, storage, databases, analytics and more.
Infrastructure and services
AWS provides a vast of cloud-based infrastructure and services to individuals and businesses or organisations.
The popular offerings include
- Amazon EC2 ( elastic compute cloud )for scalable victual servers
- Amazon S3 ( simple storage service ) for object storage
- Amazon RDS ( relational database service ) for manage relational databases
- Amazon Lambda for server less computing.
AWS has a global network of data centres and availability zones allowing customers to deploy their applications and services worldwide while ensure redundancy and high availability.
Played a significant role in transforming the IT industry by enable to scale their resources on-demand, reduce infrastructure costs and innovate more rapidly.
What it can bring to country when invests in Malaysia
When Amazon Wed Services invests in Malaysia it can bring several benefits and features to the country. follow are some of the potential advantages;
- Job recreation – often lead to the creation of jobs in various sectors including IT, data centre operations and support services.
- Economic growth – contribute to the country’s economic growth by attracting other businesses startups to use AWS services
- infrastructure development – Invest in local infrastructure networking and data centre facilities to establish and operate data centres and cloud services
- Skills development – typically provides training and certification programs to local IT professionals
- Support for startups – offers support and resources for startups and small businesses, this can encourage entrepreneurship and innovation in Malaysia.
- Reduced latency – having local data centres can reduce latency for businesses and users in Malaysia when accessing cloud services.
- Redundancy recovery – builds multiple data centres in a region which can provide redundancy recovery capabilities to reduce crucial for businesses.
- Attracting foreign investment – AWS’s presence can signal to other international tech companies that Malaysia is a favourable destination for investment to attract more foreign direct investment (FDI) and boost the country’s tech ecosystem.
- Global reach – easily expand their operations globally leveraging AWS’s extensive global network of data centres and services.
However it’s can also be challenges about data privacy and security, potential environmental impacts and competition with local providers.
Government to address these issues ensure that the investment is mutually beneficial for both parties and the Malaysia economy as a whole.
Tesla to invest in Malaysia boosting economic growth
July 21, 2023 / 0 comments / 623 views / Tags: Economy, Investment, IT, Malaysia / Category: Article and lifestyle
Tesla
An American electric vehicle announced its strategic establish expansion into Malaysia market on July,20 2023.
The company known for its innovative electric cars, battery technology and renewable energy products to accelerate the world’s transition to sustainable energy by offering electric vehicles that are high-performance and a small environment impact compare to traditional internal combustion engine vehicles.
Location
The company will set up its head office and service centre in Cyberjaya, Selangor Malaysia as the central hub for all corporate operations, sales, training, vehicle services and customer support .
Cyberjaya, in the industrial state of Selangor is a home to several international automakers and assembly plants operate by likes of Toyota, Honda, BME, Mercedes-Benz and more.
Model 3 and Model Y
Tesla will introduce its lineup of electric vehicles to Malaysian consumers starting with its Model 3 and Model Y.
Conducting online sales of its Model 3 and Modal Y in Malaysia and will be opening a headquarter, Tesla experience and service centre as part of the country battery electric vehicle global leaders initiative.
Charging Infrastructure
As electric vehicle require charging infrastructure Tesla collaborate with local partners to establish a network of charging stations across the country include Pavilion, Gamuda, Sunway, Quill, MRCB and Levn. These supercharger stations provide fast charging for Tesla vehicle.
Boosting local economy
- Establishing a manufacturing plant in Malaysia could potentially create job opportunity and boost the local economy
- Lead to job creation across various sectors including sales, manufacturing, research, maintenance and development.
- Reduce air pollution and greenhouse gas emissions in Malaysia helping the country move towards its sustainable goals
- Promote technological advancement in the automotive and renewable energy sectors encouraging local innovation and research
Q&A section
Mortgage Reducing Term Assurance (MRTA) – review
June 8, 2023 / 0 comments / 2379 views / Tags: Malaysia, MRTA, property / Category: Article and lifestyle
Mortgage Reducing Term Assurance
MRTA is a reducing term life assurance that provides home financing borrowers with financial protection in the event of premature death or total permanent disability.
MRTA and MLTA are financial terms related to insurance, a specifically mortgage insurance policies.
What is MRTA ?
It is a type of insurance designed to protect borrowers and their families from the financial burden of an outstanding mortgage loan in the even of the borrower’s death or permanent disability during the mortgage term.
- MRTA provides coverage for the outstanding balance of the mortgage loan as the borrower pays off the mortgage over time the sum assured also reduces in tandem with the outstanding loan amount
- In the unfortunate event of the loan borrower’s death or permanent disability, MRTA will settle the outstanding mortgage loan amount relieving the burden on the borrower’s family or dependants.
Benefits and features of MRTA
- Financial security – Provides peace of mind ensuring that the family’s can keep their home even if the borrower passes away or become permanents disability.
- Affordability – Usually more affordable compared to other life insurance policy’s making it accessible to boarder range of borrowers.
- No cash value – Its a pure protection plan without have a savings or investment component, it serves its purpose solely as mortgage protection.
Why do you need it?
This home loan life insurance is essentially a protection mechanism for all people with mortgage, and especially for household with sole breadwinner.
Generally, in the event of untimely death or disability of a housing loan borrower, the greatest problem facing surviving household members is their ability to pay off the outstanding loan.
In many instances, the survive family members may even need to sell off the property at less-than-competitive price just to pay off the outstanding amount.
Surviving family members will not be left with such burden because it covers part or all to the unpaid portion of a housing loan.
MRTA is a life insurance plan with decreasing sum assures over time and it used just to cover your home financing.
There is a personal plan where you and your dependents are financially protected when you are no longer around or have disability to generate income.
Mortgage Level Term Assurance (MLTA)
MLTA is another type of mortgage assurance provides level coverage throughout the policy term, meaning the sum assured remains constant.
- MLTA offers coverage for a fixed amount throughout the policy term and it is not directly tied to the outstanding loan balance. The payout from MLTA remains the same regardless of the remaining mortgage amount.
- Offers more flexibility as the payout can be used for purposes other than setting the mortgage loan. The beneficiaries can use the proceeds to cover others financial obligations or maintain their lifestyle.
On the other hand MLTA are slight variation from MRTA and offers an alternative for borrowers who looking extra protection plus savings by life insurance policies.
MLTA is best for an extra financial protection in the worst case scenario as it also has a cash value at the end of the policy. This is best for those who have many financial dependent like children and spouse.
Benefits and features of MLTA
- The level coverage provided by MLTA ensures that the beneficiaries receive the same payout regardless of the outstanding mortgage amount
- The payout from MLTA can be used for various purposes providing the beneficiaries with financial flexibility to address their needs
- MLTA does not have a savings component
Its importance to note that the specific terms and benefits of MRTA and MLTA can vary depending on the insurance provider, Before deciding on any insurance policy, its essential to carefully review the policy documents, terms and conditions to ensure it aligns with your specific needs and circumstances , Additionally it’s advisable to consult with a financial advisor or insurance expert for personalised guidance.
Which mortgage life insurance do I need?
In Malaysia, there are two types of life insurance available – Reducing Term Assurance (MRTA) or Decreasing Term Assurance (MDTA) and Level Term Assurance (MLTA).
Dividend by EPF Malaysia for year’s
March 7, 2023 / 0 comments / 1193 views / Tags: Dividend KWSP, Employee Provident Fund, KWSP, Malaysia / Category: Article and lifestyle
Dividend by EPF Malaysia
Dividend announced by EPF Malaysia a dividend rate of conventional saving and 4.75% for Syariah account.
The table chat
| Year | Conventional | Syariah |
| 2023 | 5.5% | 5.4% |
| 2022 | 5.35% | 4.75% |
| 2021 | 6.1% | 5.65% |
| 2020 | 5.2% | 4.9% |
Semakan Dividen
EPF member are able to check the amount of dividends 2022 that have been credit into statement account from March 4, 2023 online .
Guarantee Dividend
The guarantees a minimum of 2.5% for Conventional account through approve investments to ensure that your saving are secured.
Annual payout is credit based on your savings as at 1st January yearly and calculate based on your daily aggregate balance.
Mandatory and voluntary
Under voluntary Individual employed, self-employ or business owners are eligible to contribute based on their own requirement.
Whereas your monthly contribution will earn dividend base on day’s in the month of said contribution until the end of that year.
Mandatory Rate
11% Employee compulsory contribute rate.
13% Employers Compulsory contribute rate ( salary RM5,000 & below)
12% Employers compulsory contribute rate ( salary RM5,000 & above)
Annual Tax Exemption
Tax-deductible up to a maximum amount of RM4,000 or more subject to amendments ( if any) by the government.
Withdraw of EPF Savings are free from paying income tax and returns on the EPF investment are also tax-exempted.
马来西亚公积金局的股息 马来西亚公积金局的股息宣布其 2022 年传统储蓄的股息率为 5.35%，伊斯兰教的股息率为 4.75%, 公积金局会员可以在线查看从2023年3月4日起存入报表账户的2022年股息金额. 公积金局通过批准的投资为常规账户提供至少 2.5% 的保证，以确保您的储蓄有保障, 年度支出是根据您每年 1 月 1 日的储蓄计算的，并根据您的每日总余额计算. 在自愿的情况下，受雇个人、个体经营者或企业主有资格根据自己的要求缴款, 而您的每月供款将在该供款月份的当天赚取股息，直至该年年底. 根据政府的修订（如果有），最高可扣税 RM4,000 或更多, 提取公积金储蓄无需缴纳所得税,公积金投资的回报也免税.
